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Most drivers understand that insurance is meant to help after a crash. However, problems can arise when the person who caused the accident has no insurance or does not carry enough coverage to pay for the injuries they caused. In these situations, uninsured motorist claims may provide a way for injured people to seek compensation through their own insurance policy.
At Wallentine Injury Law, we help people understand their options after serious crashes. A collision with an uninsured or underinsured driver can leave victims facing medical expenses, lost income, and other challenges. Knowing how coverage works can help you make informed decisions after an accident.
Uninsured motorist claims involve situations where the at-fault driver has no insurance coverage. Underinsured motorist claims happen when the other driver has insurance, but their policy limits are too low to cover the full amount of your losses.
These protections are often called UM/UIM claims. They are designed to provide additional support when the responsible driver cannot fully pay for the harm caused by the crash.
An uninsured driver accident can be frustrating because you may have done everything right as a driver, yet still face financial stress because someone else failed to carry proper coverage.
Underinsured motorist coverage may apply when the other driver’s insurance company pays its policy limit, but your damages exceed that amount. For example, if your medical expenses and losses are greater than the available insurance coverage, your own policy may provide additional benefits.
The exact amount available depends on the terms of your insurance policy and the facts surrounding the crash. Insurance companies may also review the claim carefully before agreeing to payment.
If you are dealing with questions about your rights after a crash, a personal injury lawyer in Missouri can help explain how insurance coverage may affect your case.
Uninsured and underinsured motorist claims may become important in several situations, including:
Every accident is different, and the available coverage depends on the details of the policy and the crash. Reviewing documents, medical records, and accident information can help determine what options may be available.
Our team understands that dealing with insurance companies after an accident can be confusing. We work to help clients understand the claim process and pursue the compensation they may be entitled to receive. Learning about the case timeline can also help injured people understand what may happen after filing a claim.
Insurance Company DisputesEven when you file a claim with your own insurance company, disagreements can happen. Insurers may question the value of your injuries, medical treatment, or other losses connected to the crash.
A serious accident can affect many areas of life. Medical costs, missed work, and ongoing symptoms may all play a role when determining the value of a claim.
Insurance policies contain specific limits and requirements. Understanding those details can be important when pursuing UM/UIM claims after a collision.
We help injured people review their situations and understand their legal options. Our team works to identify important details that may affect recovery, including available insurance coverage and the impact of injuries. A car accident lawyer may also help explain the steps involved after a serious crash.
Drivers in Kansas and Missouri can face unexpected problems when another motorist does not have enough insurance. Having coverage does not always mean the process will be simple, especially when an insurance company challenges the amount being requested.
Many people are surprised to learn that their own insurance policy may become an important resource after an uninsured driver accident. Understanding your policy before a crash happens can make a difference when you need to file a claim.
If you are dealing with insurance questions after a wreck, our team can help you understand your options and review whether compensation may be available.
When an uninsured or underinsured driver causes your injuries, you need someone who will stand up for your rights and fight for what you deserve. At Wallentine Injury Law, Jerry “Wally” Wallentine provides truth-driven, client-focused representation built around your needs.
Jerry understands that insurance companies often look for ways to reduce what they pay injured people, and he works to make sure your injuries and losses are fully recognized. With experience handling negotiations, settlements, and courtroom matters, Jerry knows how to take on challenging cases. Our team offers free consultations to help you understand your options after a crash. Call us at 913-934-6333 today to discuss your case.
Jerry and Christal were outstanding from start to finish. They guided me through every step of the process, communicated clearly, and fought hard to make sure I received a fair settlement. I always felt supported and informed, and the outcome exceeded my expectations. I couldn’t have asked for better representation.
I would like to thank Wallentine Injury Law. Cody and Trish were the best. I even had a chance to meet Jerry. We talked all the time, they kept me updated and got me the most, and I would definitely go back if I had another accident. I wasn’t just
I had a great experience with this law office from start to finish. The staff was professional, responsive, and genuinely cared about my case. My attorney took the time to explain everything clearly and kept me updated throughout the entire process. I always felt heard and supported. I highly recommend
Hip hip HOORAY for Sarah B!!! I have nothing but fabulous things to say about Sarah and this firm!!! From the very first visit, I could tell that this firm and the wonderful Sarah had my back. They kept me informed of everything, and it was always my choice to
CJ Dimarco recently assisted me with a legal matter that had not only taken a financial and physical toll on me, but also a mental toll, and I genuinely don’t know how I could have even began to think about getting through it without his professional guidance along the way.
This is the best injury law firm anybody can go to. Throughout my four years, in my case, they have been the utmost respectful and kind to me. They always make sure to communicate with me and take care of all my needs. I would recommend Jerry to anybody who’s
Amazing firm! Awesome with results and very ethical with all they do. It’s very nice to find somebody with such integrity.
CJ and Angela were an absolute pleasure to work with! They ensured our involvement in the whole process was very minimal and they were able to produce the results we were hoping for! CJ was professional and transparent and did an excellent job of getting us our settlement. Angela did
It is rare to find such an excellent team of competent and compassionate people in any business. To find them in a law firm is an extremely pleasant surprise. In addition to being a great lawyer, Jerry is also really good at hiring and empowering great people.
Sarah and Cody are an awesome team. Listened to me when I had concerns and brought a fantastic final settlement.
Outstanding legal services. He pays close attention to your needs, gives excellent advice, and manages your issues with you. Highly recommend using his services.
Jerry Wallentine, Angela Oswald, and their staff represented us in a serious truck accident. Not only did they work tirelessly to get us covered in a fair and equitable manner, but they were always friendly, personable, and of the highest moral character. We can most highly recommend them in every
They were very professional and caring. They heard our story and what we were there for, and immediately wanted to help, answered any questions I had at any time. Christal was amazing, and I appreciate everything she did to help my family.
My husband was in a pretty bad accident where another driver ran a red light. I was (thankfully) able to obtain video footage from the city traffic cams, and we reached out to Jerry. From the onset of our working relationship, Jerry and his team were very good communicators. We've
Jerry is top notch!!! I called Wallentine Injury Law LLC, after being turned away by two other attorneys. A diligent and thorough professional, Jerry reviewed my case with an open mind. He read between the lines and devised a creative strategy which resulted in a HUGE win! I highly recommend
Jerry represented me on a complex Johnson County District Court case that was very complicated. He had an excellent grasp of the facts and the law and fought hard for me. The result was better than I expected!
I am so grateful to have worked with Jerry and Sarah on my personal injury case I can’t thank them enough for everything they did for me throughout my case, they consistently listened to my concerns and ensured that I felt heard and understood. Their prompt responses and clear communication
This group was fantastic to work with! I got in a wreck and my insurance company, the person who caused the wreck, and his insurance company, did me so wrong. They helped me get justice and A pretty nice settlement. Ashley was AMAZING! with being transparent and contacting me, making
I had 2 cases and the Martin & Wallentine law firm took great care of me and my needs. The communication was great , especially with Christal constantly updating me. I would recommend them to my friends and family and I wish them all the best in the future
I wanted to take a moment to express my heartfelt gratitude for Jerry Wallentine and his team's exceptional legal guidance and unwavering support throughout my case. Their expertise and dedication have made a significant impact, and I am truly thankful for their assistance in helping me.
I am extremely happy with everything Martin & Wallentine has done for me. If I ever need anything in the future they will be my first choice. Especially love Christal. Always kept me updated on what was happening all the time and very friendly.
I contacted Martin & Wallentine about helping me with getting a quite title for a vehicle that I purchased out of state. And they where very helpful and walked me through the process and after speaking with them we proceeded and it was great they keep me updated with the
